Your Ultimate Sharia-Based Protection to Make You and Your Family Comfortable at Home
- Multiple Protection Based on Your Needs
Protect your house including its content from the risk of fire, lightning strike, explosion, to theft by force. We provide two packages based on your needs such as Maximum Package and Standard Package with different contribution rate according to the type of protection you choose. - Best Feature for You
The product offers several features as additional protection that can complement your home protection is based on the selected package. - Managed by Shariah principle of mutual assistance among participants/policy holders.
- Provide economic value by surplus sharing at the end of the period for you if you never submitted a claim.
- Part of the contribution is allocated to pay Zakat through various social activities to support public welfare
| Coverage | Maximum Package | Standard Package |
| FLEXAS (Fire, Lightning, Explosion, Falling Aircraft & Smoke) | ||
| RSMD (Riot, Strike & Malicious Damage) | ||
| Accidental Damage for Building | ||
| Theft (following Fire) | ||
| Burglary | ||
| Third Party Liability | ||
| Personal Accident | 24 Hour | Following Fire |
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Get the additional features for the protection of the house and its contents according to the package
| Additional Features | Maximum Package | Standard Package |
| Removal of Debris | ||
| Home Rental Fee | ||
| Fire Brigade Fee | ||
| Professional Fee | ||
| Medical Expense (following Fire) | ||
| Profit Sharing |
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- Occupancy of the building as a private residence and not used as a place of business.
- Permanent buildings with steel/concrete/brick structures and walls with cement/tile floors, tile roofs or non-combustible materials.
- Participant's age limit for this Personal Accident benefit is up to 60 (sixty) years old.
- The protection package chosen will affect the insurance contribution rate.
- To purchase this product, you must fill out a Request for Insurance Closure (SPPA), a form to make an insurance submission filled out by participants/policy holders, and make a true statement and disclose material facts relating to information, conditions, and facts regarding the object of insurance.
Customer Care 1500-456