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Liability Solution
Product Benefit
Human life is surrounded by many risks that can cause losses. Liability Insurance provides protection if you are causing an accident, damage as well as injury, and has an obligation to be responsible to a third party.
Liability Insurance provides protection for legal obligations to third parties for body injury or property damage caused by the Insured's negligence or actions.
Product Excellence
- Variety of liabilities
Zurich Liability Insurance offers three types of products according based on the coverage. You can choose the type of Liability Insurance package according to your needs.
Public Liability | Product Liability | Public & Product Liability | |
Definition | Provides compensation for bodily injury and property damage caused by the Insured's business within geographical boundaries, based on ‘claims made’ or ‘occurrence’. | Provides compensation for bodily injury and property damage caused by the nature, condition, or quality of the Insured's product, within geographical boundaries, as a result of an event. | Provides compensation for bodily injury and property damage arising from the Insured's business within geographical boundaries, based on ‘claims made’ or ‘occurrence’. |
Risk |
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- Coverage period: 1 year
- The premium is determined by several factors, namely: type of business, estimated annual turnover, geographical boundaries/jurisdiction, amount of coverage limit, and loss history. For product liability, factors also include product details, laboratory test results, and certification.
- This product has deductibles as the insured's obligation related to the payment of claims. Adira Insurance will only pay claims which value exceeds the deductibles up to the agreed limit.
Call us 24 Hours
Zurich Care Call Center
Telephone: 1500-456
WhatsApp 24 Hours
Chat with the Zurich Care:
Tell us your problem and the chronology and get solution at: zurichcare.general@zurich.co.id